One ledger for every client you keep

Everything your clients' books need, in one place that actually is the books.

Stop stitching together a spreadsheet, an inbox of bills, a separate payroll tool and four bank logins per client. In Ledgaflow, bills, invoices, payroll and banking post to a single double-entry ledger — so the numbers you report are the numbers that are recorded, every time.

Real double-entry ledger · every figure traces to a posted entry · export to QuickBooks, Zoho or Sage — or stay in Ledgaflow as the books
app.ledgaflow.com/dashboard
Payables8.42macross clients
Receivables12.1moutstanding
Cash6.30mreconciled
Recent activityAll clients
Bill — Cloudbase NetworksPayables
184,500In approval
Invoice INV-0042Receivables
1,250,000Issued
Payroll — June runPayroll
3,940,000Posted
Bank line — transferBanking
57,300Reconciled

Your data, your stack — export anytime, or stay in Ledgaflow as the books

The scattered finance stack

The problem isn’t the number of tools — it’s that none of them are the record.

For every client a firm keeps, the work is spread across disconnected tools: bills pile up in an inbox, invoices live in one app, payroll in another, banking in three or four logins — and the actual ledger is a spreadsheet someone re-keys into at month-end. Multiply that by your whole book of clients and the cost compounds.

Numbers get retyped, then drift

Every hand-off between systems is a chance to mistype. Figures copied from an inbox to a spreadsheet to your accounting software stop agreeing — and nobody knows which one is right.

Nothing reconciles until you force it to

Bank, bills and invoices live apart, so reconciliation is a month-end event, not a running state. The report you hand the client is only as true as the last copy-paste.

Tax is figured out late, by hand

VAT recovery and withholding get worked out in spreadsheets at filing time. Errors don’t get cheaper the longer they sit in the books — they become exposure on every transaction that was “close enough”.

Tax & compliance, by construction

Books that are compliance-correct before they hit the ledger.

Because everything is in one ledger, compliance isn’t a separate step bolted on at quarter-end — it falls out of the records, so the tax position is always current rather than reconstructed under deadline.

  • VAT recovery eligibility decided per bill and output VAT applied automatically on invoices, with small-supplier relief handled and VAT schedules read live from the ledger
  • Withholding tax computed by category, residency and tax-ID, with credit-note tracking by supplier and period so withheld amounts are never lost
  • Payroll income tax on annualized graduated bands, plus pension and statutory deductions, computed and posted with each run
  • E-invoicing built into invoicing on both sides — a clearance reference and QR at issue, and buyer-side acceptance that gates input-VAT recovery
  • Every one of these numbers is right before it reaches the ledger — not corrected after — and rates are configurable and dated
Tax breakdownAuto-computed
Subtotal1,000,000
VAT (configurable)+ 100,000
Gross1,100,000
Withholding (configurable)− 50,000
Net payable1,050,000

Illustrative — rates are configured per client and dated.

Your team
AO
AdminFull control — clients, team, rules and exports across the whole practice.
Admin
CN
ProcessorPrepares the work — captures bills, raises invoices, runs the books for sign-off.
Processor
BE
ApproverReviews and signs off on bills and runs above the rules you set.
Approver
Built for firms, not a single business

Run your whole book of clients from one login.

You don’t run a different tool per client — you run one ledger per client, from one place. Each client’s books are fully isolated; you move between them from a single console. Take on more clients without taking on more chaos.

  • Add as many clients as you take on — each one’s bills, rules, history and ledger kept strictly separate
  • Approval routing by amount, so large items always get a second pair of eyes
  • A monthly close you can run client by client, and a per-client Review you can hand over with confidence
  • An append-only audit trail on every posting: who did what, when, on which client
  • One firm-wide view of what’s outstanding, awaiting approval, unreconciled or due — across every client at a glance

One ledger. Every client. A close that’s just checking the work.

When everything posts to one place, the monthly close is checking work, not rebuilding it. See Ledgaflow run on a real book of clients.