One real ledger — for your money, business, or whole book of clients.
Getting paid for your own work, running your business's books, or keeping the books for a hundred clients? Ledgaflow puts your invoices, bills, banking and tax on one real ledger — so the numbers you report are the numbers recorded.
Free for freelancers & creators · book a demo if you run a business or a firm
Your data, your stack — export anytime, or stay in Ledgaflow as the books
However you work, there's a Ledgaflow for you.
I work for myself
Freelancer or creator? Get paid, track what you spend, and always know what's safe to spend after tax.
Ledgaflow Personal →I run a business
Doing your own books? Put bills, invoices, banking and tax on one ledger — with your whole team in one place.
Ledgaflow for Business →I keep books for clients
Run your whole book of clients from one login — a real ledger each, roles, approvals and an audit trail.
Ledgaflow for Firms →The problem isn’t the number of tools — it’s that none of them are the record.
Whether it's your own money or a whole book of clients, the work is spread across disconnected tools: bills pile up in an inbox, invoices live in one app, payments in another, banking in three or four logins — and the actual ledger is a spreadsheet someone re-keys into at month-end. For a freelancer that's a guess at what's yours; for a firm, multiply it across every client and the cost compounds.
Numbers get retyped, then drift
Every hand-off between systems is a chance to mistype. Figures copied from an inbox to a spreadsheet to your accounting software stop agreeing — and nobody knows which one is right.
Nothing reconciles until you force it to
Bank, bills and invoices live apart, so reconciliation is a month-end event, not a running state. The report you hand the client is only as true as the last copy-paste.
Tax is figured out late, by hand
VAT recovery and withholding get worked out in spreadsheets at filing time. Errors don’t get cheaper the longer they sit in the books — they become exposure on every transaction that was “close enough”.
However it comes in, it lands as one entry.
A bill, an invoice, a payment or a pay run takes its own route in — and they all land in the same double-entry ledger, the moment they happen. Whether that's your own money, your business, or a whole book of clients.
It lands
A vendor bill is forwarded or uploaded and read for you; an invoice is issued with output VAT and a clearance reference; a pay run is computed on annualized bands. Captured at the source, not retyped.
Its tax is worked out
VAT recovery and withholding on the bill, output VAT on the invoice, income tax and statutory deductions on the pay run — all computed before anything reaches the ledger.
It posts to the ledger
Each one writes to the same general ledger as a balanced entry — automatically and idempotently — so nothing is entered twice and nothing drifts.
Statements & close, from source
Income statement, balance sheet, trial balance and aging are live from the entries. Month-end rolls profit into retained earnings and locks the period.
Run your whole book of clients from one login.
You don’t run a different tool per client — you run one ledger per client, from one place. Each client’s books are fully isolated; you move between them from a single console. Take on more clients without taking on more chaos.
- Add as many clients as you take on — each one’s bills, rules, history and ledger kept strictly separate
- Approval routing by amount, so large items always get a second pair of eyes
- A monthly close you can run client by client, and a per-client Review you can hand over with confidence
- An append-only audit trail on every posting: who did what, when, on which client
- One firm-wide view of what’s outstanding, awaiting approval, unreconciled or due — across every client at a glance
Get paid, and keep what’s yours.
Send a branded invoice in a minute, see who owes you, and watch a live tax set-aside so you always know what’s safe to spend. Your income, expenses, brand deals and contracts — one calm place, free to start.
- Branded invoices and pay-links — get paid by transfer, with automatic reminders
- A live tax set-aside, so what’s safe to spend is never a guess
- Income, expenses and what you’re owed — on one calm dashboard
- Brand deals, projects and contracts, with per-job profit
- Money from sponsorships, ad and affiliate payouts, all tracked
- Free to start — upgrade only when you want the extras
Illustrative — your set-aside follows the rates you pick.
Run your whole business from one set of books.
You don’t need a finance department to keep clean books. Bills, invoices, banking and tax all land in one real ledger — and your whole team works from the same numbers, in the same place.
- Forward or snap a bill and Ledgaflow reads it for you — no retyping, taxed and ready to approve
- Send invoices that add VAT for you and chase themselves until they’re paid
- Import your bank statement and reconcile every line against your books in minutes
- VAT, withholding tax and payroll deductions worked out as you go — not scrambled together at the deadline
- One clear view of what you’re owed, what you owe, and what’s due — for the whole business at a glance
However you handle money, it starts on one ledger.
Freelancers start free in a couple of minutes. Businesses and firms — book a demo and we'll set you up on the right plan.