Free tools · Payroll
Nigeria PAYE & net salary calculator
See take-home pay on the new 2026 (NTA 2025) tax bands — with PAYE, pension and NHF worked out. The same calculation Ledgaflow posts to the ledger on every pay run.
Pension is computed on Basic + Housing + Transport; NHF on Basic. In the single-figure mode we treat the whole salary as Basic — switch to the breakdown for an exact figure.
Estimated take-home pay
₦0/month
₦0 a year · effective tax 0.0%
Gross salary (monthly)₦0.00
Pension (employee 8%)− ₦0.00
PAYE (income tax)− ₦0.00
Net pay₦0.00
Employer also pays ₦0.00/mo pension (10%) on top — not deducted from pay.
Indicative only, on standard 2026 (NTA 2025) bands — not tax advice. The figures your firm files can differ with allowances and reliefs specific to the employee.
Run real payroll, not a spreadsheet.
In Ledgaflow, a pay run computes PAYE, pension and NHF for every employee, posts one balanced journal, and produces payslips and a bank file. See it on a live book of clients.